Financing Options

Unified Communciations Finance Options

Office Telesystems provides monthly payment finance options through NEC Financial Services for unified communications equipment. Options include lease, lease purchase or rental options. See the many lease or lease purchase options available below. Major credit cards are also accepted.

Fair Market Value (FMV) Lease Option

This type of lease offers the lowest monthly payment. The intent of this operating expense lease is not to own, but to gain the benefits of the equipment in exchange for a low monthly payment. The payments may be 100% tax deductible. Also known as an "OpEx" lease. Your end-of-lease options are to renew the lease, purchase at fair market value, upgrade to new equipment or return equipment to the leasing company.

10 % Buyout Option Lease

This type of lease offers a slightly higher monthly payment than the FMV lease, in exchange for a fixed purchase buyout option. Your end-of-lease options are to renew the lease, purchase at 10% of original equipment cost, upgrade to new equipment or return equipment to the leasing company.

$1.00 Buyout Option Lease

Also known as a "Lease Purchase Option", this type of lease has a slightly higher monthly payment compared to the above two options, but you will own the equipment outright at the end of the lease term, with 1.00 buying out the lease.

Benefits of leasing your UC equipment:

Avoids technology obsolescence
Conserves working capital
Provides flexible end-of-lease options
Preserves existing credit lines
Matches benefits to cost, pay as you go
Provides tax benefits
Provides a hedge against inflation with a fixed monthly payment

In many cases your monthly payment can be less than Cloud (hosted) VoIP! Ask for details.

Leasing can help establish business credit as well!